About Me

Dr. J. (James) Alva Scruggs received a B. S. degree in Chemistry from Alabama Agricultural and Mechanical University, M. S. in Chemistry from Southern Connecticut State University, M. A./ Degree in Urban Studies from Occidental College, and a Doctorate in Education Administration from the University of Massachusetts.

Sunday, December 02, 2012

COLLEGE GRADUATES OWING FOR FINANCIAL AID ON THE “LAMB” FROM DEBT COLLECTORS!!


 

COLLEGE GRADUATES OWING FOR FINANCIAL AID ON THE “LAMB” FROM DEBT COLLECTORS!!

A MORE COMPREHENSIVE LOOK MUST BE GIVEN THE PLIGHT OF OUR COLLEGE GRADUATE’S FINANCIAL BURDEN WHILE TRYING TO MAKE A LIVING TODAY!!

(Unedited/Unabridged 2011)

 

College Graduates have many things working against them after finishing school these days. But there is one thing that is most devastating-the mix of establishing an “living income” balanced with the lack of employment, the payment of school related debts, and the use of receiving unemployment and food stamps!! That is a mouth full and a field of traps and catch twenty-twos!!

            For example, a graduate has many school related loans to repay and is only able to find employment that lasts only around six months at a time. Therefore, they find this employment and upon the job running out they file for unemployment and food stamps, as they have the legal right to do. It takes about four weeks to get the unemployment checks and food stamps started. But upon receiving a check or two, they find another temporary job! They stop the food stamps and unemployment checks but the process leaves them with a check or so and stamps too many. The government sends them a bill for the excess and a check is sent in for payment. In the mean time the student sent a dun/bill labled a “felon” and is fired from his job. The job will not rehire them without a receipt from the government showing they the bill is paid. This receipt takes weeks to be sent and in the mean time the student is with work and cannot look for work because they are listed as a “felon” with a warrant out for their arrest!  Further, these student’s debts have been sold to “professional debt collectors” for pennies on the dollar and they are harassing the graduates night and day.

            Now to add insult to injury, the student is labeled a “felon” and has to look for a job with this on their record! These graduates are literally on the “lamb” so to speak unable to look for employment or stay at home without being in fear of bang put in jail.

            This is a true story and is being played out more times than you would think!!!

 

Dr. J. Alva Scruggs,  BS, MS, MA, EdD
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Blog:  http://franklyspeaking.info.blogspot.com
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Thursday, November 08, 2012

FRANKLY SPEAKING PREDICATION ( November 7, 2012)



FRANKLY SPEAKING PREDICATION ( November 7, 2012)

OBAMA GETTING ELECTED FOR SECOND TERM IS THE FIRST STEP TO SHOW STRENGTH TO GET LEGISLATION DONE!!

(WRITTEN October 22, 2008)

(UNEDITED, UNABRIDGED)

 

When fellow Americans look at the conditions and nature of our leaders, who have brought us to this crisis, it is obvious that they have no limit to their actions. They are the slash and burn, scorched earth warmongers, who left for the Obama to work with. Further. As a Black man, who is president he is expected to be intelligent, hard working, and not too big for his britches!! He had to show that he knew that the white man was still in charge.

However, in this second term he can show his ability to challenge his white counter parts and at times confront them as an equal adversary. Obama can push back hard because he will not be looking for a third term as President!!

     God willing, When Obama takes the second Oath of Office and walks into the White House what will he find? (CNN News, Biden predicts early crisis will test Obama, Oct 20, 2008)


 When walking up the path to the White House he will not find that the lawn furniture is gone and the lawn is plowed up. The White House door will be already open. On entering the White House, he will find that the carpets are still there and good. In the Oval Office not only will the phone left but also there will be all the legislation that the “NO” party has left to be revisited. The Red Button will be in its socket and the desk will be right side up.


Yes, the federal coffers will be empty and Fort Knox’s gold and silver will be in place. What should be Obama’s first issues be in this history making time?


          In this interim time until January 1, 2013 the critical issues must be Tax Reform, Finance for infrastructure development projects, The Dream Act, Banking reforms, Voting extensions for national elections of Federal Officials and etc!       


 

           

            And alas, the GOP just say NO group will be inhibited from being so open and flagrant in its efforts against Obama just because he is Black!
 
Dr. J. Alva Scruggs,  BS, MS, MA, EdD
Look Forward to Your Comments
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JSCRU5750 (at) AOL.COM

Website ;
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