About Me

Dr. J. (James) Alva Scruggs received a B. S. degree in Chemistry from Alabama Agricultural and Mechanical University, M. S. in Chemistry from Southern Connecticut State University, M. A./ Degree in Urban Studies from Occidental College, and a Doctorate in Education Administration from the University of Massachusetts.

Saturday, July 14, 2012

SPELL WELL-BUT WRITE WELL MORE FREQUENTLY!!


SPELL WELL-BUT WRITE WELL MORE FREQUENTLY!!

(WRITTEN December 15, 2008)

(UNEDITED, UNABRIDGED)



The American education has taught it’s students that writing is a chore to be done for the purpose of spelling, sentence structure, syntax, etc instead for the powerful primary purpose of communication that add to the journals of human progress. This much too long sentence is to communicate that there are too few Americans, who finish college and do not take their ability to write as a powerful tool to affect the progress of the civilization in which they live. Therefore, they spend far too much time in editing the writing of those who do try to communicate thoughts and knowledge to others.

            This is the tragedy of the present many college graduates who do not write anything accept that which they cannot avoid. Remember you do best what you do most! If you look at the comments made on the letters, writing, and bloggs you will notice that there are far to many spelling and sentience corrections than there are new ideas added to the commentaries. This basic notion that any submission made to the public is for the purpose of being totally correct is missing the purpose of their education. It also cuts the public off from the commerce of many, many more minds’

Yes, we should always try to be correct in writing and spelling, but it is easy to see that an idea is much more important than the 100 per correct spelling that we may not be able to do. Maybe you can empathize with a person who cannot really spell but can reason right readily from one point to another?? We spend for too much time in spelling bees compared to bee of reasoning!! If you cannot spell wouldn't it be more useful to spend your time reasoning than to spend the rest of your life learning to spell without making a contribution of any merit?? Did you realize that Einstein could not spell that in a dissertation you are allowed at least one error per page in a 100-page paper??

The Joe Six Pack and the thinking public needs to know what you may be thinking more than what you may be spelling correctly!!



Dr. J. Alva Scruggs,  BS, MS, MA, EdD
Look Forward to Your Comments
E-MAIL
JSCRU5750 (at) AOL.COM

Website ;
http://franklyspeaking.info




Thursday, July 05, 2012

10 Reasons Most People Like Obamacare Once They Know What's Really In It

AlterNet

10 Reasons Most People Like Obamacare Once They Know What's Really In It

By Joshua Holland, AlterNet
Posted on July 4, 2012, Printed on July 5, 2012
http://www.alternet.org/story/156149/10_reasons_most_people_like_obamacare_once_they_know_what%27s_really_in_it

There are two Affordable Care Acts. There's the legislation passed by Congress in 2009, and then there's the mythical Affordable Care Act – the perfidious “government takeover” decried and demagogued by so many conservatives (and quite a few liberals). The former is quite popular, the latter gets decidedly mixed reviews.
Don't take my word for it. A recent poll by the Kaiser Family Foundation found Americans split down the middle, with 41 percent approving of the law, and 40 percent saying they didn't like it (PDF). But then Kaiser asked about 12 specific provisions in the legislation, and found that, on average, 63 percent of respondents approved of the nuts and bolts of Obamacare. Of the 12 measures they tested, only one – the controversial mandate to carry health insurance or pay a penalty – received the approval of less than half of Americans (35 percent).
Or consider this divide: while only 12 percent of Republicans had a positive view of the law overall, 47 percent, on average, viewed its specifics favorably.
And here's the kicker: Kaiser found that the most popular parts of the law were also the ones most Americans weren't aware of, and vice-versa. Almost everyone knows about the mandate, which most people don't like, but fewer than half of those polled knew about the law's tax credits for small businesses that offer their employees coverage, a provision that eight out of 10 people liked when they heard about it.
None of this should come as a surprise, given the level of mendacity of the law's opponents. If the Affordable Care Act did in fact feature “death panels,” resulted in deep cuts to Medicare, represented a "massive” tax increase and “Sovietized” our healthcare system, nobody would support it. Fortunately, none of that bears any resemblance to reality.
Obviously, the law should be judged on what it actually contains, but according to Kaiser, six in 10 say they don't have enough information about the details to understand how it will impact them personally. So here, in no particular order, are 10 things you may not know about the Affordable Care Act.
1. People Will Be Getting Checks
Call it a crazy hunch, but my guess is that the law will look a lot less tyrannical when people start getting checks in the mail to help pay for their insurance.
Folks making up to four times the federal poverty line will be eligible for subsidies. In 2012, that would mean a family of four making up to $92,200 (it's a bit higher in Alaska) would see some cash.
Those subsidies will come in the form of “advanceable” tax credits, meaning that people won't have to wait until they pay their taxes to get the cash, and they'll be fully refundable, so those who don't pay enough in federal income taxes will get a check in the mail from the IRS.
2. The Richest Americans Are Going to Pay More Taxes
Wealthy investors are outraged, but most people probably don't know that a 3.8% surcharge on investment income – dividends and capital gains -- kicks in this January for everyone with an adjusted gross income of over $200,000 ($250,000 for joint filers). So those currently enjoying the lowest rate on investments in our nation's history will pay for a decent chunk of the bill.
3. Insurers' Overhead – and Profit Margins -- Are Limited
For the past 18 months or so, insurers have been required to spend 85 percent of the premiums they collect on healthcare (80 percent for individual and small-group plans). If they spend less than that, they have to send their customers a rebate to cover the difference.
Forbes' Rick Ungar called it, “the true ‘bomb’ contained in Obamacare and the one item that will have more impact on the future of how medical care is paid for in this country than anything we’ve seen in quite some time.”
4. Much Ado About the Mandate
With the Supreme Court's ruling last week, the mandate is gone, but the penalty for not carrying insurance remains. If there's one thing Democrats, Republicans and independents agree on, it's that they don't like it.
And they shouldn't. But most people probably don't know just how modest the impact of the mandate really is. According to the Congressional Budget Office, just 1 percent of the population will pay the penalty, which maxes out at 1 percent of one's income.
A lot of conservatives are convinced that jack-booted gummint thugs will round them up and stick them in FEMA camps if they don't pay up. But as Timothy Noah points out, “the health reform law explicitly states (on Page 336): 'In the case of any failure by a taxpayer to timely pay any penalty imposed by this section, such taxpayer shall not be subject to any criminal prosecution or penalty with respect to such failure.'" They can only dock future tax refunds.
5. And Nobody Ever Talks About the Employer Mandate
Starting in 2014, companies with 50 or more full-time workers (two part-timers count as one full-timer for this purpose) will have to pay penalties if they don't cover their employees' health insurance. (This provision is a bit complicated -- all the details are here.)
6. Shaves the Deficit
Mitt Romnney says that “Obamacare adds trillions to our deficits and to our national debt, and pushes those obligations onto coming generations.”
That message appears to be sinking in. According to Kaiser, a majority of Americans – and a third of Democrats – think the healthcare law will increase the deficit. But according to the Congressional Budget Office, the law will reduce the projected deficit by $210 billion over the next decade.
7. Chicks Will Dig This
Many people are aware of the regulation requiring insurers to cover people with pre-existing conditions. It's one of the most popular parts of the whole. But fewer know that, beginning in 2014, insurers won't be able to charge women higher premiums than men.
Also coming in 2014: a ban on insurers placing annual limits on healthcare (lifetime coverage limits were already banned in 2010).
The Kaiser poll found that few people were aware of another popular new insurance regulation: since 2010, insurance companies can no longer charge co-pays or hold you to a deductible for preventive health services.
8. New Dollars for Community Health Centers
Kaiser didn't ask for people's opinions on this one, but it may be one of those under-the-radar provisions that actually ends up helping a lot of people.
Community health centers (CHCs) now serve the primary care needs of about 20 million Americans, and they have a proven track record. But the system is strained and underfunded.
The expansion of Medicaid will help alleviate some of the pressure, and the healthcare law also allocates $11 billion over a five-year period to build new CHCs and upgrade existing infrastructure. Most of the dollars will end up in poorer communities.
A lot of underserved people live in rural America, and the law also provides money to train and place 16,000 primary caregivers in rural communities over a five-year period.
9. Essential Benefits
Starting in 2014, in order for insurers to sell coverage through state-based exchanges – a place where a lot of the newly insured will likely end up – they will be required to cover a package of “essential benefits,” including maternity care, mental healthcare and substance abuse treatment, pediatric care, ambulance rides and hospitalization.
They don't have to if they don't want to participate in the exchanges, yet this measure is, according to many, at the heart of the supposed “government takeover” of our healthcare system.
10. It's Not So Easy to Repeal
There is no doubt that we'll hear lots of Republicans blustering about how they'll repeal Obamacare on day one if they win the White House and the Senate, but it's a lot less clear that they'd actually follow through.
As Igor Volsky notes, unless the Republicans were to win both the White House and a huge number of senate seats, they “can do little more than weaken Obamacare’s regulations and defund some of its provisions.” They also have nothing to replace it with, and would own our screwed up healthcare system for a generation. And they'd lose an issue that fires up the conservative base. They will, however, do their best to gum up the works as the law is implemented.
The takeaway to all of this is that the healthcare law is only going to get more popular as it's provisions kick in. People will see some tangible benefits, and the fearmongering will prove unfounded.
Like the idea of government itself, people are suspicious of the Affordable Care Act as an abstraction, but when it gets to the specifics they tend to like it a lot better.

Joshua Holland is an editor and senior writer at AlterNet. He is the author of The 15 Biggest Lies About the Economy: And Everything else the Right Doesn't Want You to Know About Taxes, Jobs and Corporate America. Drop him an email or follow him on Twitter.
© 2012 Independent Media Institute. All rights reserved.
View this story online at: http://www.alternet.org/story/156149/

Monday, July 02, 2012

ROMNEY SAYS!!!!




Mitt Ronmey and Tony Soprano (Mafia) say, “being hard nosed is just good business,” and as for people, “forget about them!!” Ronmey and Donald Trump say with enthusiasm, “You are fired!” Ronmey and Gingrish say, “Let these poor take a bath, get a job and stop complaining!” Romney and Beachman say, “Companies are people too!” Romney and the Mormons say, “Blacks carry the mark of Cain and are black with satanic evil!”

 Romney and Marie Antoinette say, “Let them eat cake!” Mitt Romney says, “Greed is a basic for a good leader of men and government!” Depending on the time and day Romney says, “I am for or against Government assisted Medical care/insurance!”

Romney is making an intense effort at selling the American voter on the idea that Capitalism is very, very good and greed is an import net part of this successful economic institution! Sense Greed has always been the highest sins of the “Seven Deadly Sins,” Romney’s “Super PAC” is running a TV campaign to redefine the word greed.

This super PAC is saying that greed is a positive attribute and only a sin when used by men that are bad in nature to begin with.

Yes, Greed has been placed in with the Ten Commandments as number one making Eleven Commandments!!”

GOP says Black President lies and white officials are just being political, spinning, or have plausible deniable positions.

Romney people say that The National Health Care legislation is a bad old tax like social security!! And that both are socialist in nature!!