COLLEGE GRADUATES OWING FOR FINANCIAL AID ON THE “LAMB” FROM DEBT COLLECTORS!!

 

COLLEGE GRADUATES OWING FOR FINANCIAL AID ON THE “LAMB” FROM DEBT COLLECTORS!!

A MORE COMPREHENSIVE LOOK MUST BE GIVEN THE PLIGHT OF OUR COLLEGE GRADUATE’S FINANCIAL BURDEN WHILE TRYING TO MAKE A LIVING TODAY!!

(Unedited/Unabridged 2011)

 

College Graduates have many things working against them after finishing school these days. But there is one thing that is most devastating-the mix of establishing an “living income” balanced with the lack of employment, the payment of school related debts, and the use of receiving unemployment and food stamps!! That is a mouth full and a field of traps and catch twenty-twos!!

            For example, a graduate has many school related loans to repay and is only able to find employment that lasts only around six months at a time. Therefore, they find this employment and upon the job running out they file for unemployment and food stamps, as they have the legal right to do. It takes about four weeks to get the unemployment checks and food stamps started. But upon receiving a check or two, they find another temporary job! They stop the food stamps and unemployment checks but the process leaves them with a check or so and stamps too many. The government sends them a bill for the excess and a check is sent in for payment. In the mean time the student sent a dun/bill labled a “felon” and is fired from his job. The job will not rehire them without a receipt from the government showing they the bill is paid. This receipt takes weeks to be sent and in the mean time the student is with work and cannot look for work because they are listed as a “felon” with a warrant out for their arrest!  Further, these student’s debts have been sold to “professional debt collectors” for pennies on the dollar and they are harassing the graduates night and day.

            Now to add insult to injury, the student is labeled a “felon” and has to look for a job with this on their record! These graduates are literally on the “lamb” so to speak unable to look for employment or stay at home without being in fear of bang put in jail.

            This is a true story and is being played out more times than you would think!!!

 

Dr. J. Alva Scruggs,  BS, MS, MA, EdD
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Blog:  http://franklyspeaking.info.blogspot.com
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FRANKLY SPEAKING PREDICATION ( November 7, 2012)

FRANKLY SPEAKING PREDICATION ( November 7, 2012)

OBAMA GETTING ELECTED FOR SECOND TERM IS THE FIRST STEP TO SHOW STRENGTH TO GET LEGISLATION DONE!!

(WRITTEN October 22, 2008)

(UNEDITED, UNABRIDGED)

 

When fellow Americans look at the conditions and nature of our leaders, who have brought us to this crisis, it is obvious that they have no limit to their actions. They are the slash and burn, scorched earth warmongers, who left for the Obama to work with. Further. As a Black man, who is president he is expected to be intelligent, hard working, and not too big for his britches!! He had to show that he knew that the white man was still in charge.

However, in this second term he can show his ability to challenge his white counter parts and at times confront them as an equal adversary. Obama can push back hard because he will not be looking for a third term as President!!

     God willing, When Obama takes the second Oath of Office and walks into the White House what will he find? (CNN News, Biden predicts early crisis will test Obama, Oct 20, 2008)

 When walking up the path to the White House he will not find that the lawn furniture is gone and the lawn is plowed up. The White House door will be already open. On entering the White House, he will find that the carpets are still there and good. In the Oval Office not only will the phone left but also there will be all the legislation that the “NO” party has left to be revisited. The Red Button will be in its socket and the desk will be right side up.

Yes, the federal coffers will be empty and Fort Knox’s gold and silver will be in place. What should be Obama’s first issues be in this history making time?

          In this interim time until January 1, 2013 the critical issues must be Tax Reform, Finance for infrastructure development projects, The Dream Act, Banking reforms, Voting extensions for national elections of Federal Officials and etc!       

 

           

            And alas, the GOP just say NO group will be inhibited from being so open and flagrant in its efforts against Obama just because he is Black!

 

Dr. J. Alva Scruggs,  BS, MS, MA, EdD
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Website ; http://franklyspeaking.info/BLOGSPOT.COM

 

 

           

 

 

ROMNEY’S THOUGHTS ON SANDY AND OTHER NATIONAL DISASTERS !!

 

ROMNEY’S THOUGHTS ON SANDY AND OTHER NATIONAL DISASTERS !!

(Unedited/Unabridged 2012)

 

Romney is right up front with his cold, calculating, inhumane, monetary, distorted views of human society. In his attempt to show his “feeling” for the American citizens caught in this latest natural disaster, “hurricane Sandy, ” he said that this disaster should be taken care of by the responsibility of Private Benevolence, capitalist for profit. In other words Romney would have all national disasters be under the efforts and profits (on a cost ($) plus basis) of the Capitalist Industry. This is to say that disasters as Hurricanes, tornados, floods, earth quakes, tidal waves, raging fires of forest and housing should not be handled by FEMA as a responsibility of the Federal Government. It should be the opportunity of “private for profit industry.” Some of this is already true.

Look at the way the US is using the mercenary corporation of Black Water to fight wars and the use of Halliburton Corporation to supply the logistics, materials and supplies!!

            Yes,Romney sees national chaos and disasters as the ripe opportunity to make profits. Romney is looking forward to “climate change for the disasters it will bring!  Romney said recently in “quite places” that, “The Federal Government should not handle anything that private industry could do for profit, and that all national growth and maintenance should be done by private business (including social security, medical, wars, education, curebcy oriting and distribution, etc)!!”

 

Dr. J. Alva Scruggs, BS, MS, MA, EdD
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A Canadian View Of Our Politics

Subject: FW: A Canadian View Of Our Politics

We have to go outside of our own borders to get an honest editorial! How sad!

---

A Canadian View Of Our Politics

From Canada ~ A MUST READ!!!

Check out this article from Canada :
http://www.seniorlivingmag.com/articles/america-hes-your-president-for-goodness-sake
America - He's your President for Goodness Sake!By William Thomas

There was a time not so long ago when Americans, regardless of their political stripes,

rallied round their president. Once elected, the man who won the White House was

no longer viewed as a Republican or Democrat, but the President of the United States.

The oath of office was taken, the wagons were circled around the country€and it’s

borders and it was America versus the rest of the world with the president of all the

people at the helm.

Suddenly President Barack Obama, with the potential to become an exceptional

president has become the glaring exception to that unwritten, patriotic rule.

Four days before President Obama’s inauguration, before he officially took charge of

the American government, Rush Limbaugh boasted publicly that he hoped the president

would fail. Of course, when the president fails the country flounders.

Wishing harm upon your country in order to further your own narrow political views

is selfish, sinister and a tad treasonous as well.

Subsequently, during his State of the Union address, which is pretty much a pep rally

for America, an unknown congressional representative from South Carolina, later

identified as Joe Wilson, stopped the show when he called the President of the United

States a liar. The president showed great restraint in ignoring this unprecedented insult

and carried on with his speech.Speaker Nancy Pelosi was so stunned by the slur, she

forgot to jump to her feet while clapping wildly, 30 or 40 times after that.

Last spring, President Obama took his wife Michelle to see a play in New York City

and republicans attacked him over the cost of security for the excursion. The president

cannot take his wife out to dinner and a show without being scrutinized by the political

opposition? As history has proven, a president in a theatre without adequate security

is a tragically bad idea.Remember: Apart from that, Mrs. Lincoln, how did you enjoy

the play?

At some point, the treatment of President Obama went from offensive to ugly and then

to downright dangerous.

The health-care debate, which looked more like extreme fighting in a mud pit

than a national dialogue, revealed a very vulgar side of America . President Obama’s

face appeared on protest signs white-faced and blood-mouthed in a satanic clown

image. In other tasteless portrayals, people who disagreed with his position distorted

his face to look like Hitler complete with mustache and swastika.

Odd, that burning the flag makes Americans crazy, but depicting the president as a

clown and a maniacal fascist is accepted as part of the new rude America .

Maligning the image of the leader of the free world is one thing, putting the president's

life in peril is quite another. More than once, men with guns were videotaped at the

health-care rallies where the president spoke. Again, history shows that letting men

with guns get within range of a president has not served America well in the past.

And still the birther’s out there claiming Barack Obama was not born in the United

States, although public documentation proves otherwise. Hawaii is definitely part of
the United States, but the Panama Canal Zone where his electoral opponent Senator

John McCain was born? Nobody cares.

Last month, a 44-year-old woman in Buffalo was quite taken by President Obama

when she met him in a chicken wing restaurant called Duff’s. Did she say something

about a pleasure and an honor to meet the man or utter encouraging words for the

difficult job he is doing? No. Quote: You're a hottie with a smoking little body.

Lady, that was the President of the United States you were addressing, not one of the

Jonas Brothers! He’s your president for goodness sakes, not the guy driving the
Zamboni at Monster Trucks On Ice. Maybe next it'll be, Take Your President To A

Topless Bar Day.

In President Barack Obama, Americans have a charismatic leader with a good and

honest heart. Unlike his predecessor, he’s a very intelligent leader. And unlike that
president’s predecessor, he’s a highly moral man.

In President Obama, Americans have the real deal, the whole package and a leader

that citizens of almost every country around the world look to with great envy. Given
the opportunity, Canadians would trade our leader, hell, most of our leaders for Obama

in a heartbeat.

What America has in Obama is a head of state with vitality and insight and youth. Think

about it, Barack Obama is a young Nelson Mandela. Mandela was the face of change

and charity for all of Africa but he was too old to make it happen. The great things

Obama might do for America and the world could go on for decades after he’s out of

office. America, you know not what you have.

The man is being challenged unfairly, characterized with vulgarity and treated with the

kind of deep disrespect to which no previous president was subjected. It’s like the day

after electing the first black man to be president, thereby electrifying the world with hope
and joy, Americans sobered up and decided the bad old days were better.

President Obama may fail but it will not be a Richard Nixon default fraught with larceny

and lies. President Obama, given a fair chance, will surely succeed but his triumph will

never come with a Bill Clinton caveat if only he'd got control of that zipper.

Please. Give the man a fair, fighting chance. This incivility toward the leader who won over

Americans and gave hope to billions of people around the world that their lives could be

enhanced by his example, just naturally has to stop.

Believe me, when Americans drive by the White House and see a sign on the lawn that reads:

No shirt. No shoes. No service, they'll realize this new mindless national rudeness has gone

way, way too far. And I may realise, sooner rather than later,that I've just wasted my time

writing this.


Ah America - Canada, Leave her to heaven!

Republican presidential nominee Mitt Romney made at least $15 million on the auto bailout

AMY GOODMAN: we turn to a major new exposé on the cover of The Nation magazine called "Mitt Romney’s Bailout Bonanza: How He Made Millions from the Rescue of Detroit. " Investigative reporter Greg Palast reveals how Republican presidential nominee Mitt Romney made at least $15 million on the auto bailout and that three of Romney’s top donors made more than $4 billion for their hedge funds from the bailout. Greg Palast, welcome back to Democracy Now! So, lay it out for us.

GREG PALAST: Oh, it’s one of the creepiest stories I’ve investigated in a long time, Amy. Mitt Romney, through Ann Romney’s blind trust—not so blind, they could see exactly where the money was going—gave their money to Paul "The Vulture" Singer, a guy you and I have been following on Democracy Now! for five years. Singer, with two of his hedge fund buddies, bought up the auto parts division of General Motors for only 67 cents a share. They were able to turn 67 cents a share into $22 a share by threatening GM and the U.S. Treasury with a complete shutdown of the auto industry. They had complete control of all the steering wheels and steering columns of every car that was being made in America. GM would have been liquidated. They literally threatened to shut down GM. And so, they—the government simply allowed GM to pay them $12 billion. About half of that was straight from the U.S. Treasury in a takeover of Delphi’s pension fund.

Once they got the money—once they got the money, they eliminated 28 of 29 auto plants in the U.S. They moved—they eliminated every single job of every UAWmember; 25,200 UAW members all lost their jobs. Almost every plant was then moved by the Romney group to China. Delphi is making a fortune today. So you have 25,000 workers who lost their jobs to China. Three hedge fund managers made at least $4 billion, $4.2 billion. And the Romneys have made at least 15, but the evidence suggests that it’s more like $115 million for the Romneys, about a 4,000 percent profit.

What we can’t get from them at this moment, this may be the reason why they are not releasing their 2009 taxes, because that would give us a better hint. Unfortunately, they’ve not only moved the company operations to China, but they’ve moved their incorporation of the auto parts division of General Motors from Troy, Michigan, to the Isle of Jersey in the Mediterranean Sea, which hides their taxes and also, of course, hides their accounts. So that—that’s the story.

AMY GOODMAN: Greg, how did you get this information?

GREG PALAST: Well, I’ve been, you know, tracking Paul "The Vulture" Singer and his hedge fund for five years, as you saw, for Democracy Now! , from the Congo to England to South America. And I was stunned, absolutely stunned, to find out that the Romneys had given what ABC called a vast chunk of their money to Elliott Management. But it was well hidden. It not only went through Ann Romney’s blind trust, but then the blind trust was put in a special limited liability partnership with Paul Singer, which they then hid their levels of investments. Plus, by putting it in Ann Romney’s name—and remember, every dime that Ann Romney has comes from her husband—by Mitt moving his money to Ann Romney, they didn’t have to declare exactly how much money they made here, only that it was more than a million. But we were able to calculate that it was at least $15 million, and more likely $115 million.

OBAMA MAY HAVE LOST THE FIRST DEBATE BUT HE HAS NOT LOST THE ELECTION!!

OBAMA MAY HAVE LOST THE FIRST DEBATE BUT HE HAS NOT LOST THE ELECTION!!

(Unedited/Unabridged 2011)

You are right!! Romney did pull off a better debate than Obama October 3, 2012. Obama came off as a typical “Colored Boy” of the South. When talking to his master. they could never, as rule. attack their white master. But the Black could be intelligent, sharp, polite, but subdued.

            As my football coach would say, “ the end game is what counts!” If Obama was setting Romney up for the kill his next debate must be an aggressive attack of this man, who would be President, as if he was a Red Headed stepchild. Obama must attack like “Bubber/President Clinton.” He must number the issues: 1. Repeal of Rove VS Wade, 2 Vouchers for Medical Care, 4. Job out-sourcing, 5. Privatizing Social Security, 6. Tax raises for the Middle Class to provide Tax relief for the wealthy, 7. War on Iran while his finger is on the Red nuclear Button, 8. Investments in renewable energy resources, 9.

            After Romney provides his spin and talking points to each of Obama's issuers without answering any questions, Obama must repeat the issues one by one all over again and remind Romney that he as President must participate in debates but the President is always the President and as such he must always talk and think as if his presentations were in the good of the people/nation!

            Further, it is time that the fact hat Americans realized that the Government is the people and that there is no separation of this Constitutional Provision-Government in American is a “Democratic Republic” run of, by, and for the people. Only American’s Private Institution of Capitalism is a functioning unit aside from the Government.

 

Dr. J. Alva Scruggs,  BS, MS, MA, EdD
Look Forward to Your Comments
E-MAIL JSCRU5750 (at) AOL.COM

Blog:  http://franklyspeaking.info.blogspot.com
Website ; http://franklyspeaking.info

 

SILENT SPRING ROMNEY STYLE-THE BUTTON OF DESTRUCTION IN A FOOLS HAND!!

SILENT SPRING ROMNEY STYLE-THE BUTTON OF DESTRUCTION IN A FOOLS HAND!!

(Unedited/Unabridged 2011)

 

It’s January 3, 2013 and wouldn't’t you know that Romney is the President of the USA!!. The voter suppression of Obama voters has been successful.

            This day his male brown-skinned servant runs in and says that a Muslin has just exploded a “Fingernail Bomb” in a synagogue in Israel! President Romeny quickly calls the pilot of his personal Air Craft packs his family on board, straps his dog to the fuselage and takes off for parts unknown in the Swiss Alps. But just before taking off he presses the “Red Button” and sends necular(secular) bombs to all known Muslim nations and mosques. (Ann Romney: Biggest Fear Is For Mitt's 'Mental Well-Being' , Reuters,09/28/2012)

Feeling safe from all the infidels he sets on his retreat and looks out at the results of his knee jerk action. He has bombed 2 billion people back to the cover of radio action caves. But the now dead and blotting bodies are feeding the rats and roaches that are carrying filth, disease, and death on their bodies. This eventually moves into the big waters and comes across the oceans to destroy the very nation for which he is the supreme leader.

            And in addition, his dog did not survive the trip on the fuselage of the aircraft!! He is still just a mischief little boy with a no track mind.

 

Would you like to have Romney or Ryan I with their finger on the Red Button???? Go VOTE as if your very life depended on it!!!!

 

Dr. J. Alva Scruggs, BS, MS, MA, EdD
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E-MAIL JSCRU5750 (at) AOL.COM

Blog: http://franklyspeaking.info.blogspot.com
Website ; http://franklyspeaking.info

 

MILLITANT MUSLIMS ARE ATTACKING THE WRONG OPPRESSORS!!

 

MILLITANT MUSLIMS ARE ATTACKING THE WRONG OPPRESSORS!!

(Unedited/Unabridged 2011)

 

Nothing is so dangerous, threatening, as the intensity of the ignorance and zealousness in the religions of Christianity, Judaism, and Islam today. ( LOLITA C. BALDOR, Yemen Attack: U.S. Marines Arrive In Yemen In Wake Of Embassy Protests, AP, 9/14/12 02,2912) This condition is compounded with the acts being committed by the worshipers of Islam we see in the instilled feeling that they have the task of killing any person or organization that commit any act that may insult their religion the world has the seed of destruction at hand!

            Muslims must   come to understand that there must be millions of Holy Korans in the hands of millions of people. Any one of these people can burn a page and destroy a whole Holy Book with or without the knowledge of the public. In today’s world of technology any person that has a computer can make a “D” rated movie of the Honorable Profit Mohamed. Cavan Sieczkowski, ('Innocence Of Muslims' Shot On Hollywood Set, Film Permit Connected To Christian Charity, The Huffington Post. 09/14/2012) But none of these acts diminish the stature of the Profit nor change one sacred word of the Holy teachings. For Muslins to attack and kill men women and children to avenge this burning of a page in the Koran by some simpleton in Po Donk. USA is below silly. It is barbaric, ignorant and in conflict with the teaching of the creeds of Islam.

            However, even if there is a reason for such a retaliation using violence the enemy must be clearly identified. The enemy of the Muslin nations is the same enemy of the Christians and the US nation in general. The cruel and brutal business of exploitation by vulture, criminal, greedy, amoral, capitalist has become the common oppressor of the world. The US and The Nations of Islam’s enemy is the same Therefore, the enemy of our supposed enemy, Muslim are really our friends. But we cannot be true friends unless we both realize that out enemy is the same.

 

Dr. J. Alva Scruggs,  BS, MS, MA, EdD

ROMNEy-RYAN The white mans party will bite you!!!

ROMNEy-RYAN The white mans party will bite you!!!

 

Fellow Americans-Remember the story about the pretty little corral wounded snake that good people took into their home and nursed it back to health. Then the snake turned around and bites them! Looking surprised the snake said; “You knew I was a snake when you took me home! This is the same with Romney&Ryan. They are snakes now and if we take them home they will turn around and give us a kiss/bite of death!!

 

Dr. J. Alva Scruggs,  BS, MS, MA, EdD
Look Forward to Your Comments
E-MAIL JSCRU5750 (at) AOL.COM

Blog:  http://franklyspeaking.info.blogspot.com
Website ; http://franklyspeaking.info

 

 

ROMNEY’S INCOME TAX RELEASE STANDOFF IS WELL PLANNED GOP SCHEME!

                               

ROMNEY’S INCOME TAX RELEASE STANDOFF IS WELL PLANNED GOP SCHEME!

(Unedited/Unabridged 2011) 

            This antics over Mitt Romney’s Income Tax Reports is so obvious that even the American “No smarter than a fifth grader” can see it. Romney’s election team has made the issue of his Income Tax Reports so overwhelming a focus as to make it potentially the most overpowering issue on the election landscape. (Sam Stein,

 

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Mitt Romney To Harry Reid On Tax Dodge: 'Put Up Or Shut Up' (UPDATE: Reid Responds) , The Huffington Post, 8/3/2012) There is a reason to this maddness!

            Frankly Speaking Romney’s Income tax Reports may show at least two important attributes, 1. The reports will show that Romney paid no Income taxes for a number of years or 2. The reports may show that he paid a percentage above the thirteen percent as given in the report already show!

            If the report shows that Romney has paid more income taxes than the thirteen percent it will be reviled at the GOP convention or very shortly there after. This will provide the GOP with an issue that will over power all other issues and spark Romney into a solid win in November. There will be a “no holes bared” slash and burn campaign with the attacks on Obama, Michelle, his children, Mother-in-Law, mother and farther, race (Not one of us as used by the Nazis in WWII on the Jews), birther, eating shit and baying at the moon, a scotched earth, take no prisoners bottom feeder exercise.

            However, if the tax report(s) show that Romney paid no Income Taxes for some years, the report will be released late in about October to provide the Democrats with little time to make the issue stick with the “No smarter than a fifth grader” American voting public!!

            Yes, the GOP and Romney are orchestrating this tax standoff to achieve a greater planned end. After the horse in the Olympics, (i. e. dressage — an ancient equestrian sport), the etch-a-sketch, dog on the car, etc, the tax issue properly controlled will seal the move of Romney and the Tea Partiers into the most powerful leadership in the world, the US Presndency. A day that will live in infamy!!

Dr. J. Alva Scruggs, BS, MS, MA, EdD
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E-MAIL JSCRU5750 (at) AOL.COM

Blog: http://franklyspeaking.info.blogspot.com
Website ; http://franklyspeaking.info

SPELL WELL-BUT WRITE WELL MORE FREQUENTLY!!

SPELL WELL-BUT WRITE WELL MORE FREQUENTLY!!

(WRITTEN December 15, 2008)

(UNEDITED, UNABRIDGED)

The American education has taught it’s students that writing is a chore to be done for the purpose of spelling, sentence structure, syntax, etc instead for the powerful primary purpose of communication that add to the journals of human progress. This much too long sentence is to communicate that there are too few Americans, who finish college and do not take their ability to write as a powerful tool to affect the progress of the civilization in which they live. Therefore, they spend far too much time in editing the writing of those who do try to communicate thoughts and knowledge to others.

            This is the tragedy of the present many college graduates who do not write anything accept that which they cannot avoid. Remember you do best what you do most! If you look at the comments made on the letters, writing, and bloggs you will notice that there are far to many spelling and sentience corrections than there are new ideas added to the commentaries. This basic notion that any submission made to the public is for the purpose of being totally correct is missing the purpose of their education. It also cuts the public off from the commerce of many, many more minds’

Yes, we should always try to be correct in writing and spelling, but it is easy to see that an idea is much more important than the 100 per correct spelling that we may not be able to do. Maybe you can empathize with a person who cannot really spell but can reason right readily from one point to another?? We spend for too much time in spelling bees compared to bee of reasoning!! If you cannot spell wouldn't it be more useful to spend your time reasoning than to spend the rest of your life learning to spell without making a contribution of any merit?? Did you realize that Einstein could not spell that in a dissertation you are allowed at least one error per page in a 100-page paper??

The Joe Six Pack and the thinking public needs to know what you may be thinking more than what you may be spelling correctly!!

Dr. J. Alva Scruggs,  BS, MS, MA, EdD
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E-MAIL JSCRU5750 (at) AOL.COM
Website ; http://franklyspeaking.info

10 Reasons Most People Like Obamacare Once They Know What's Really In It

10 Reasons Most People Like Obamacare Once They Know What's Really In It By Joshua Holland, AlterNet Posted on July 4, 2012, Printed on July 5, 2012 http://www.alternet.org/story/156149/10_reasons_most_people_like_obamacare_once_they_know_what%27s_really_in_it There are two Affordable Care Acts. There's the legislation passed by Congress in 2009, and then there's the mythical Affordable Care Act – the perfidious “government takeover” decried and demagogued by so many conservatives (and quite a few liberals). The former is quite popular, the latter gets decidedly mixed reviews. Don't take my word for it. A recent poll by the Kaiser Family Foundation found Americans split down the middle, with 41 percent approving of the law, and 40 percent saying they didn't like it (PDF). But then Kaiser asked about 12 specific provisions in the legislation, and found that, on average, 63 percent of respondents approved of the nuts and bolts of Obamacare. Of the 12 measures they tested, only one – the controversial mandate to carry health insurance or pay a penalty – received the approval of less than half of Americans (35 percent). Or consider this divide: while only 12 percent of Republicans had a positive view of the law overall, 47 percent, on average, viewed its specifics favorably. And here's the kicker: Kaiser found that the most popular parts of the law were also the ones most Americans weren't aware of, and vice-versa. Almost everyone knows about the mandate, which most people don't like, but fewer than half of those polled knew about the law's tax credits for small businesses that offer their employees coverage, a provision that eight out of 10 people liked when they heard about it. None of this should come as a surprise, given the level of mendacity of the law's opponents. If the Affordable Care Act did in fact feature “death panels,” resulted in deep cuts to Medicare, represented a "massive” tax increase and “Sovietized” our healthcare system, nobody would support it. Fortunately, none of that bears any resemblance to reality. Obviously, the law should be judged on what it actually contains, but according to Kaiser, six in 10 say they don't have enough information about the details to understand how it will impact them personally. So here, in no particular order, are 10 things you may not know about the Affordable Care Act. 1. People Will Be Getting Checks Call it a crazy hunch, but my guess is that the law will look a lot less tyrannical when people start getting checks in the mail to help pay for their insurance. Folks making up to four times the federal poverty line will be eligible for subsidies. In 2012, that would mean a family of four making up to $92,200 (it's a bit higher in Alaska) would see some cash. Those subsidies will come in the form of “advanceable” tax credits, meaning that people won't have to wait until they pay their taxes to get the cash, and they'll be fully refundable, so those who don't pay enough in federal income taxes will get a check in the mail from the IRS. 2. The Richest Americans Are Going to Pay More Taxes Wealthy investors are outraged, but most people probably don't know that a 3.8% surcharge on investment income – dividends and capital gains -- kicks in this January for everyone with an adjusted gross income of over $200,000 ($250,000 for joint filers). So those currently enjoying the lowest rate on investments in our nation's history will pay for a decent chunk of the bill. 3. Insurers' Overhead – and Profit Margins -- Are Limited For the past 18 months or so, insurers have been required to spend 85 percent of the premiums they collect on healthcare (80 percent for individual and small-group plans). If they spend less than that, they have to send their customers a rebate to cover the difference. Forbes' Rick Ungar called it, “the true ‘bomb’ contained in Obamacare and the one item that will have more impact on the future of how medical care is paid for in this country than anything we’ve seen in quite some time.” 4. Much Ado About the Mandate With the Supreme Court's ruling last week, the mandate is gone, but the penalty for not carrying insurance remains. If there's one thing Democrats, Republicans and independents agree on, it's that they don't like it. And they shouldn't. But most people probably don't know just how modest the impact of the mandate really is. According to the Congressional Budget Office, just 1 percent of the population will pay the penalty, which maxes out at 1 percent of one's income. A lot of conservatives are convinced that jack-booted gummint thugs will round them up and stick them in FEMA camps if they don't pay up. But as Timothy Noah points out, “the health reform law explicitly states (on Page 336): 'In the case of any failure by a taxpayer to timely pay any penalty imposed by this section, such taxpayer shall not be subject to any criminal prosecution or penalty with respect to such failure.'" They can only dock future tax refunds. 5. And Nobody Ever Talks About the Employer Mandate Starting in 2014, companies with 50 or more full-time workers (two part-timers count as one full-timer for this purpose) will have to pay penalties if they don't cover their employees' health insurance. (This provision is a bit complicated -- all the details are here.) 6. Shaves the Deficit Mitt Romnney says that “Obamacare adds trillions to our deficits and to our national debt, and pushes those obligations onto coming generations.” That message appears to be sinking in. According to Kaiser, a majority of Americans – and a third of Democrats – think the healthcare law will increase the deficit. But according to the Congressional Budget Office, the law will reduce the projected deficit by $210 billion over the next decade. 7. Chicks Will Dig This Many people are aware of the regulation requiring insurers to cover people with pre-existing conditions. It's one of the most popular parts of the whole. But fewer know that, beginning in 2014, insurers won't be able to charge women higher premiums than men. Also coming in 2014: a ban on insurers placing annual limits on healthcare (lifetime coverage limits were already banned in 2010). The Kaiser poll found that few people were aware of another popular new insurance regulation: since 2010, insurance companies can no longer charge co-pays or hold you to a deductible for preventive health services. 8. New Dollars for Community Health Centers Kaiser didn't ask for people's opinions on this one, but it may be one of those under-the-radar provisions that actually ends up helping a lot of people. Community health centers (CHCs) now serve the primary care needs of about 20 million Americans, and they have a proven track record. But the system is strained and underfunded. The expansion of Medicaid will help alleviate some of the pressure, and the healthcare law also allocates $11 billion over a five-year period to build new CHCs and upgrade existing infrastructure. Most of the dollars will end up in poorer communities. A lot of underserved people live in rural America, and the law also provides money to train and place 16,000 primary caregivers in rural communities over a five-year period. 9. Essential Benefits Starting in 2014, in order for insurers to sell coverage through state-based exchanges – a place where a lot of the newly insured will likely end up – they will be required to cover a package of “essential benefits,” including maternity care, mental healthcare and substance abuse treatment, pediatric care, ambulance rides and hospitalization. They don't have to if they don't want to participate in the exchanges, yet this measure is, according to many, at the heart of the supposed “government takeover” of our healthcare system. 10. It's Not So Easy to Repeal There is no doubt that we'll hear lots of Republicans blustering about how they'll repeal Obamacare on day one if they win the White House and the Senate, but it's a lot less clear that they'd actually follow through. As Igor Volsky notes, unless the Republicans were to win both the White House and a huge number of senate seats, they “can do little more than weaken Obamacare’s regulations and defund some of its provisions.” They also have nothing to replace it with, and would own our screwed up healthcare system for a generation. And they'd lose an issue that fires up the conservative base. They will, however, do their best to gum up the works as the law is implemented. The takeaway to all of this is that the healthcare law is only going to get more popular as it's provisions kick in. People will see some tangible benefits, and the fearmongering will prove unfounded. Like the idea of government itself, people are suspicious of the Affordable Care Act as an abstraction, but when it gets to the specifics they tend to like it a lot better. Joshua Holland is an editor and senior writer at AlterNet. He is the author of The 15 Biggest Lies About the Economy: And Everything else the Right Doesn't Want You to Know About Taxes, Jobs and Corporate America. Drop him an email or follow him on Twitter. © 2012 Independent Media Institute. All rights reserved. View this story online at: http://www.alternet.org/story/156149/

ROMNEY SAYS!!!!

Mitt Ronmey and Tony Soprano (Mafia) say, “being hard nosed is just good business,” and as for people, “forget about them!!” Ronmey and Donald Trump say with enthusiasm, “You are fired!” Ronmey and Gingrish say, “Let these poor take a bath, get a job and stop complaining!” Romney and Beachman say, “Companies are people too!” Romney and the Mormons say, “Blacks carry the mark of Cain and are black with satanic evil!”

 Romney and Marie Antoinette say, “Let them eat cake!” Mitt Romney says, “Greed is a basic for a good leader of men and government!” Depending on the time and day Romney says, “I am for or against Government assisted Medical care/insurance!”

Romney is making an intense effort at selling the American voter on the idea that Capitalism is very, very good and greed is an import net part of this successful economic institution! Sense Greed has always been the highest sins of the “Seven Deadly Sins,” Romney’s “Super PAC” is running a TV campaign to redefine the word greed.

This super PAC is saying that greed is a positive attribute and only a sin when used by men that are bad in nature to begin with.

Yes, Greed has been placed in with the Ten Commandments as number one making Eleven Commandments!!”

GOP says Black President lies and white officials are just being political, spinning, or have plausible deniable positions.

Romney people say that The National Health Care legislation is a bad old tax like social security!! And that both are socialist in nature!!

Taxes per se' is not bad word-

THINGS OF COMMON KNOWLEDGE THAT US GOVERNMENT CAN USE TO SECURE FUNDS FOR DEBT PAYDOWN AND OTHER RECOVERY INVESTMENTS!

(WRITTEN 2011)

(UNEDITED, UNABRIDGED)

CAPITAL BUZZARD LOOKING FOR UNION OF WORKERS

Taxes per se' is not bad word-

Progressive taxes are good! The most fair/progressive tax is what is generally called a “Flat Tax” on all income (i. e. 10% or something). Taxes are the only method a government can raise funds to support the required activities of a healthy government. However, taxes have become a powerful tool to instill fear and emotion into citizens and get votes for people that intend to do harm to the nation. Conservatives on particular, have made taxes a dirty word that when used is followed by the dropping of an eyelid (wink) and spitting into the dust!

American cannot recovery it solvency without facing this subject head on. Here are some things that the US can place in its to do list.

LIST OF TAX OPTIONS:

1. The present tax rate on business should be repealed immediately! (Sam Pizzigati, “Tax, Tax, Tax the Rich!" Calls to Tax Wealthy Making Right Wingers Sweat? A simple but powerful chant is now starting to reverberate, all across the country, in protests against budgets cuts gone wild. March 20, 2011)
2. “At This time the government should be trying to retrieve all funds of tax evasion being held in off shore accounts at this time! (Adrian Cox, Frances Williams, Bern and Joanna Chung, Financial Times FT.com Companies US claims 52,000 hid UBS accounts, February 19 2009) “There are as many as 52,000 American customers hiding UBS accounts from the authorities in violation of tax laws, a US government lawsuit against the Swiss bank alleged on Thursday, February 20 2009) It alleged, “The Department of Justice filed a suit seeking to force UBS to disclose the holders of accounts with about $14.8 trillion in assets.
3. The Federal Tax code should be made more progressive by passing a “Flat Tax” of about ten percent on all income! This could generate about 10% of the Gross National Income (GNI=$10 trillion) or about one trillion dollars per year

ACTIONS PRESENTLY OF ADVANTAGE FOR THE US ADMINISTRATION:

4. Obama must cease the opportunity in the mist of the earth quake Tsumie and Nuclear tragedy. offer Japan businesses to move their manufacturing to “floor space in America” using 50% American workers and 50% Japanese workers while Japan recover their national health! It is the American thing to do!
5. Mr. President, take Oil; off the Stock Market, placer it in commodities using the same existing legislation (used in reverse for their oil buddies) by Nixon and Bush, then raise the price (taxes) by One dollar per gallon, use the funds gained to invest in clean energy and infrastructure, etc. Let the Oil companies fight and cry over these redirected profits!!
6. To stop Oil gouging, OBAMA like Nixon and Bush should have oil removed from Stock Exchange/Market and Placed back in Commodes where the government can have more control.
7. Gadaffi and Kock using the same tactic to fight Middle Class-Gadaffi provides $600.00 per citizen for support and also offers $3B to republican Party for support-Kock provides millions to Republican Party for support against Unions (Middle Class& Poor) citizens! .Gaddaffi gives $600 per person to Libyans trying to keep them in his camp!
8. “Saudi King Abdullah announced on Friday billions of dollars in handouts for his people and boosted his security apparatus in a renewed effort to shield the world's top oil exporter from unrest rocking the Arab world. (Middle East Unrest - Saudi King Orders More Handouts, Security Boost - General * Europe * News * Story - CNBC.com, 18 Mar 2011)

CONCLUSION:

The basic problem in America is also seen in the other nations that are experiencing citizen revolts (i. e. Egypt, Libya, Iran, Saudi Arabia, England, Germany, etc), The problem is essentially the Wealthy/Money/The haves VS the Middle Class and poor, the have nots! History has classically recorded these recurring conflicts in 1. The revolution for The Magna Crater English charter originally issued on 15 June 1215, 2. French Revolutions began in 1789, 4. Bill of Rights the first ten amendments to the United States Constitution. Etc.

Whenever the Institution of Economics becomes so powerful and gains an inordinate amount of wealth, it eventually chooses to do harm to the other Institutions of, Family, Education, Religion, and of course Government.

The five institutions of a civilized society are there to support each other and the people or at the least do no harm. However, because of the fact that the people that rise to the top of the Economic Institution possess the charter of Greed, Amorality, and Criminal behavior great harm is done to the basic institution of Family, the people.

This is where America is in its history to the “Great Conflict” of wealth VS Middle Class and poor! However, America's Constitution has provided mechanisms that allow for corrections and changes without the use of the final tool of history. That of revolution and violence!

The critical question here is, “can America proceed to use these Constitutional constructs successfully in this crisis in the road” or “Will the Tea Party types and the GOP Congressman that in a poll showed that 75% do not believe in science and ‘Elite Logic’ bring violence to this confrontation of wealth and Middle Class Americans?”

Dr. J. Alva Scruggs, BS, MS, MA, EdD
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