About Me

Dr. J. (James) Alva Scruggs received a B. S. degree in Chemistry from Alabama Agricultural and Mechanical University, M. S. in Chemistry from Southern Connecticut State University, M. A./ Degree in Urban Studies from Occidental College, and a Doctorate in Education Administration from the University of Massachusetts.

Sunday, December 02, 2012

COLLEGE GRADUATES OWING FOR FINANCIAL AID ON THE “LAMB” FROM DEBT COLLECTORS!!


 

COLLEGE GRADUATES OWING FOR FINANCIAL AID ON THE “LAMB” FROM DEBT COLLECTORS!!

A MORE COMPREHENSIVE LOOK MUST BE GIVEN THE PLIGHT OF OUR COLLEGE GRADUATE’S FINANCIAL BURDEN WHILE TRYING TO MAKE A LIVING TODAY!!

(Unedited/Unabridged 2011)

 

College Graduates have many things working against them after finishing school these days. But there is one thing that is most devastating-the mix of establishing an “living income” balanced with the lack of employment, the payment of school related debts, and the use of receiving unemployment and food stamps!! That is a mouth full and a field of traps and catch twenty-twos!!

            For example, a graduate has many school related loans to repay and is only able to find employment that lasts only around six months at a time. Therefore, they find this employment and upon the job running out they file for unemployment and food stamps, as they have the legal right to do. It takes about four weeks to get the unemployment checks and food stamps started. But upon receiving a check or two, they find another temporary job! They stop the food stamps and unemployment checks but the process leaves them with a check or so and stamps too many. The government sends them a bill for the excess and a check is sent in for payment. In the mean time the student sent a dun/bill labled a “felon” and is fired from his job. The job will not rehire them without a receipt from the government showing they the bill is paid. This receipt takes weeks to be sent and in the mean time the student is with work and cannot look for work because they are listed as a “felon” with a warrant out for their arrest!  Further, these student’s debts have been sold to “professional debt collectors” for pennies on the dollar and they are harassing the graduates night and day.

            Now to add insult to injury, the student is labeled a “felon” and has to look for a job with this on their record! These graduates are literally on the “lamb” so to speak unable to look for employment or stay at home without being in fear of bang put in jail.

            This is a true story and is being played out more times than you would think!!!

 

Dr. J. Alva Scruggs,  BS, MS, MA, EdD
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